Funding Times

Included below are our acquiring and ODFI bank funding options and cut-off times.

Please note that the ACH funding schedule is based on the merchant's unique hold days (as most merchants are set up with prefunding). Our default ACH setup includes 3 hold days before funds are released.

TSYS
Funding Type	Bank	Cutoff Time
Two-day Funding	Axiom (4011/5011 MIDs)	1:00 AM EST
	Avidia (3011 MIDs)	1:00 AM EST
	FFB (2011 MIDs)	1:00 AM EST
	NABCO (7011 MIDs)	1:00 AM EST
	WAB (815 MIDs)	1:00 AM EST
Next-Day Funding	Axiom (4011/5011 MIDs)	11:00 PM EST
	Avidia (3011 MIDs)	11:00 PM EST
	FFB (2011 MIDs)	11:00 PM EST
	NABCO (7011 MIDs)	11:00 PM EST
	WAB (815 MIDs)	11:00 PM EST
Same-Day Funding	Axiom (4011/5011 MIDs)	8:00 AM EST
	Avidia (3011 MIDs)	8:00 AM EST
	FFB (2011 MIDs)	8:00 AM EST
	NABCO (7011 MIDs)	8:00 AM EST
	WAB (815 MIDs)	8:00 AM EST

FISERV
Funding Type	Bank	Cutoff Time
Two-day Funding	WAB (815 MIDs)	1:00 AM EST
Next-Day Funding Nashville	WAB (815 MIDs)	9:45 PM EST
Next-Day Funding Nashville Clover	WAB (815 MIDs)	9:30 PM EST
Next-Day Funding Nashville Clover w/Tips	WAB (815 MIDs)	8:00 PM EST
Next-Day Funding Buypass	WAB (815 MIDs)	9:30 PM EST

ODFI bank cut-off times (ACH)

Funding Type

Bank

Cutoff Time

Standard

Avidia

9:00 PM EST